The Centrifuge Protocol is an open, decentralized protocol for onchain asset management. Built on immutable smart contracts, it enables permissionless deployment of customizable tokenization products. Build a wide range of use cases, from permissioned funds to onchain loans, while enabling fast, secure deployment. ERC-4626 and ERC-7540 vaults allow seamless integration into DeFi. Using protocol-level chain abstraction, tokenization issuers access liquidity across any network, all managed from one Hub chain of their choice. The contest focuses on the v3.1 release, which adds onchain accounting, an improved multi-chain messaging system, a refactored core module that increases modularity, and more.